How Do I Learn More About The Benefits of a Deferred Retirement?

Deferred retirement is leaving your contributions and interest on deposit with MCERA so that you can begin receiving a pension in the future. This is available only if you are fully vested with at least five years of retirement service credit or reach age 70. As a deferred member, you may receive your retirement allowance at any time that you would have been eligible to retire for service had you remained in employment. You must contact the MCERA office to apply for retirement when you are eligible or when you desire to begin receiving benefits. Deferred members may cancel their deferred retirement election and withdraw their accumulated contributions at any time prior to receiving a retirement allowance unless they have established reciprocity with an eligible public agency.